Smartest way to analyze Credit Agreements

  • nlmatics transforms your credit agreements into data to help you sift through them in a matter of seconds.
  • Instantly find provisions you need, navigate through nuanced definitions, and research latest market trends.
  • Quickly get the data and precedents you need to optimise your negotiation strategy.

Corporate Debt Financing

Analyze Agreements in your Credit Portfolio

nlmatics can read your credit agreements to decipher provisions, find facts and even organize all the data in a spreadsheet to answer questions such as:

  • Who are the key parties? - syndication agent, lead arrangers etc.
  • What is the type of loan and how will the proceeds be used?
  • Incremental Facilities and Accordion Clause
  • What are the payment and prepayment terms?
  • How are different fees calculated and how often they should be calculated?
  • How is base rate calculated and what are the applicable margins?
  • Who can the loan be assigned to?
  • Who can participations be sold to?
  • Which events are considered events of default?
  • What are the financial stress tests and how often should they be done?

nlmatics gives you precise answers and also points you to the sections in the document where the answers came from. These questions are not pre-defined; nlmatics can answer any custom question you like for which answers are found in the documents.

Let our AI language models do the reading and answering so that you can make fast and high quality decisions.

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How is nlmatics different?

Interpretive Answers

nlmatics sifts through hundreds of pages of a document and not only point to sections and provisions but gives you precise yes or no answers.

No Post Processing

The nlmatics extracted structured
data needs no further
post processing
in order to make it ready
for data analysis.

No Training

No training or labelling is needed. We can set you up with a workspace in a few minutes so you can upload your documents and start getting answers to your questions right away.

Precedent Search

With nlmatics you can find precedents within an article or section in thousands of documents. Use the extracted data to narrow your search to documents matching your criteria.

Easy to Extend

nlmatics can pull answers to any custom questions you have from the documents you have uploaded.


What is different about nlmatics?

“We looked at a lot of different AI tools to help us search across large sets of documents and surface particular provisions from those documents. We were ideally looking for a tool that would enable us to extract data points from contracts without needing to do a ton of post-processing to make the data usable for analytics.”

What do you especially like about nlmatics?

"We found the natural language search interface and human-in-the-loop review tools that nlmatics offered to be pretty amazing. Unlike most of the tools we had tried, which typically only returned blocks of text, and, even then, often only after extensive training nlmatics returns structured answers to our questions in the format we’re looking for."

How is nlmatics making a difference?

"nlmatics data points will allow our attorneys to better advise our clients on what we’re seeing in the market."

Joe Green

CIO, Gunderson and Dettmer

About Us

Our mission is to empower organizations to unlock the limitless potential of data in unstructured text.

We are a team of researchers, technologists and industry experts determined to help firms succeed in their mission to be more data driven.

We deploy the latest AI advances in natural language understanding and large language models for tackling the enormous challenge of extracting data from lengthy documents with great accuracy.

We care deeply about our customers. Customers have direct access to our engineers and we excel at post sales customer service and partnership.

Founding Story

Ambika Sukla led the AI Center of Excellence at Morgan Stanley where he explored solutions for large scale data extraction from complex and lengthy business documents.

After spending months on unsuccessful pilots with third-party products, tedious hand crafted homegrown solutions, and training highly limited custom models, Ambika felt the need for a user friendly way to query large number of documents for data.

He saw the opportunity to harness the power of large language models and started nlmatics to make this vision possible.

Ambika Sukla

Founder & CEO, nlmatics

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To schedule a demo, please fill in the details in the form and submit it. We will then reach out to you to arrange a time that works best for you.

If you have any questions or concerns, please don't hesitate to reach out to us at

We look forward to hearing from you soon!

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